Nduwueze, Chukwuyem Chucks, et al. “Smart Surveillance Systems As a Tool for Mitigating Claims Frequency in Commercial Property Insurance Portfolio in Nigeria”. Journal of Contemporary Accounting and Finance (JOCAF), vol. 1, no. 1, Aug. 2026, pp. 42-53, https://doi.org/10.33003/jocaf-2026.v1i1.13.42-53.